Virtual banking: An Overview

OZCAN, Muhammet and SERCEMELI, Murat and AGIRMAN, Ensar and KARCIOĞLU, Reşat and M. DURSUN, Kaya (2013) Virtual banking: An Overview. International Conference on Economic and Social Studies, 10-11 May, 2013, Sarajevo, 1 (1). ISSN 978-9958-834-23-3

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Abstract

Virtual banking can be defined as a bank without branch which offers its services by means of individual computers or electronic tools, ATM and telephone. As virtual banks can’t put up with the cost of branch opening, they offer the savings obtained from the costing to their customers as high saving interest. In the study, it will be mentioned from the definition of virtual banking to its advantages and disadvantages, and samples of virtual banks in the world, the superiority in costing per operation in comparison with traditional banking. In conclusion, thanks to virtual banking, situation of earn and earn will occur, and costing in banking system will reduce, and this will reflect to the customers positively. Keywords: Virtual Banking, Internet Banking, Traditional Banking.

Item Type: Article
Subjects: H Social Sciences > H Social Sciences (General)
H Social Sciences > HB Economic Theory
H Social Sciences > HC Economic History and Conditions
H Social Sciences > HD Industries. Land use. Labor > HD28 Management. Industrial Management
H Social Sciences > HE Transportation and Communications
H Social Sciences > HG Finance
H Social Sciences > HJ Public Finance
Divisions: Faculty of Economics > Management Department
Depositing User: Users 173 not found.
Date Deposited: 20 May 2013 07:49
Last Modified: 05 Aug 2013 12:11
URI: http://eprints.ibu.edu.ba/id/eprint/1679

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